Your credit history could be costing you more to drive

By Robert Benincasa

Published November 6, 2025 at 4:46 AM EST

Credit history can play a big part in car insurance costs. NPR found the difference between a good driver with poor credit and one with excellent credit can be thousands of dollars a year.

Robert Benincasa

Robert Benincasa is a computer-assisted reporting producer in NPR's Investigations Unit.

See stories by Robert Benincasa

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