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Called "buy-now, pay-later" loans, they essentially work the way they sound. Shoppers borrow money to buy goods then pay the loan back over time, often interest-free. Experts share risks and benefits.

An 81-year-old climber trying to regain his title has turned back; a Russian extreme sports star has BASE jumped from nearly 24,000 feet; the BBC recounts how word reached the world in 1953 of Edmund Hillary and Tenzing Norgay's historic feat; and more.

His proposed "great wall" gets all the attention. But his plan would mean record spending on top of what's already record spending on border enforcement.

The National Academies of Sciences, Engineering and Medicine sorted through 10,000 studies to determine the good and bad health effects of marijuana. Tight drug restrictions impede research, they say.

Greece's prime minster is under pressure to resign. Occupy Oakland demonstrations turned chaotic overnight. The Wall Street Journal says administration planners are exploring a "faster Afghan handover."

Also: Survivors recall horror of flooding in the Philippines; authorities stage a dawn raid on protesters in Cairo's Tahrir Square; Gingrich and Romney are tied in a new poll of Republican voters.

The former Libyan leader's body was taken to a secret location in the desert. In other news, The New York Times reports on the efforts of U.S. investigators to break Mexican drug cartels.

Also making headlines: Euro zone nations push for deal to address crisis; U.N. climate summit approaches "decision time;" missing ex-FBI agent appears in hostage video.

Also: Syria's rebels accused of killing civilians; and Utah finds a way to reopen its national parks.

From solo acoustic sketches to orchestral arrangements, the year had great roots music for everyone.